What is a cash pay therapist?

What is a Cash Pay Therapist? (And no, it’s not just cash!)

Hey friends, it’s Michelle 👋—I wanted to take a moment to clear up something I’ve realized a few clients have been wondering about...

When I say I’m a cash pay therapist, it doesn’t mean I only accept actual cash 💵 (although that’s totally fine, too!).

What it really means is that I’ve chosen to work outside of the traditional insurance system so I can give you the best, most personalized care—without being limited by what insurance will (or won’t) approve.

So, what does that mean for you?

✅ You can pay using credit cards, HSA/FSA accounts, CareCredit, or yes—good old-fashioned cash.

✅ We’ll work together to build a therapy plan tailored to your needs, not dictated by insurance requirements.

✅ You’ll get longer sessions, focused one-on-one attention, and the freedom to truly focus on your healing journey—not just what's covered by billing codes.

This model allows me to treat the whole person, not just check boxes. Whether you’re coming in for SoftWave therapy, whole-body stretching, or physical therapy, you’ll get care that’s custom-built for your recovery and lifestyle.

If you’ve got questions or want to know if this approach is right for you, let’s chat! I’d love to tell you more about how this model is helping people feel better, faster—and on their terms.

📞 Call the office at 440-632-5814 (option 7) or visit softwaveohio.com to learn more or book your first appointment.

Your healing should be in your hands—and I’m here to help make that happen.